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Home > Blog > How to Look for Property Damage for Your Landlord
TUESDAY, OCTOBER 16, 2018

How to Look for Property Damage for Your Landlord

rental property signLiving in a rented property means residing somewhere that belongs to another person. Therefore, the property owner will have certain responsibilities for the property’s upkeep. Nevertheless, they likely won't be around all the time. Still, problems might always occur. As the property's resident, what are some things you can do to watch out for potential damage or safety issues?

Think of renting as a partnership. If you do your bit, you can go a long way towards making life easier for yourself and the property owner. In the end, it might save you both a lot of time and money.

Being a Responsible Tenant

Landlords expect renters to take care of the property belonging to the owner. Indeed, the law exist might punish renters who damage or destroy their place of occupancy. As a renter, uphold your responsibilities on a lease or rental agreement.

  • Carry renters insurance, particularly liability insurance. Coverage will help you compensate others if you cause them injury or property damage. For example, if you damage the landlord's property (including part of the home) you can use coverage to repay them. Contact your local Houston agent to learn more about renters coverage options.
  • Review any stipulations for cleanliness and upkeep in your lease. Sometimes, the renter has a responsibility for certain tasks. General cleanliness or small maintenance might fall among these requirements.
  • Always pay your rent and other fees on time. These costs go a long way towards helping your landlord better serve you.

Watch Out for Developing Property Risks

Since you are the one who will occupy the home most frequently, you are generally its first line of defense. Think about some of the ways you can keep an eye out for developing problems. Catching them early might prevent a lot of headaches later.

  • Keep an eye on critical systems within the home. Things like your electrical, HVAC and plumbing setups might all develop problems. In time, undetected issues might create bigger problems and property damage. Let your landlord know as soon as you see problems like leaks, flickering lights or spotty ventilation. They'll likely contact a repair service.
  • Don't make prohibited or unapproved changes in the home. For example, it is likely not your job to buy new appliances. Buying the wrong thing might cause home damage.
  • Only undertake maintenance with the permission of your landlord. As an example, don't try replacing windows or doors without approval. Still, making small changes (like replacing light bulbs) might prove perfectly okay.

If you have questions about your responsibility for maintenance, ask the property owner. Most of the time, the two parties can work out an agreement for any necessary changes.

Posted 3:00 PM

Tags: insurance, renters insurance, property damage
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